Wednesday, August 16, 2017

Real Estate

Before Buying a Home, Learn the Lingo!

(StatePoint) Buying a home for the first time? You may discover that one of the biggest obstacles is learning the lingo. Homebuying can be overwhelming and perhaps a bit intimidating if you aren’t familiar with the terminology.

To help aspiring homeowners gain confidence in the

Sound Off!

In my 25 years as an associate broker, I have been the business beneficiary of buyers, tenants and sellers who have experienced what they perceive to be less than satisfactory treatment by their former real estate agents. I have come to realize that the fault often lies with both parties. On the side of customers and clients, some problems

Spring Into Home Fire Safety

(BPT) As spring fever takes hold, it is important to seize the opportunity to do more than cleaning around your home. The spring season marks the perfect time to evaluate your home’s fire safety quotient and make necessary updates to ensure you are prepared!

Follow these three fire

Five Ways to Beat the Homebuying Competition

For many Americans looking to purchase a home this year, options are slim. Inventory has been sparse in recent months, resulting in rising home prices and bidding wars becoming a normal part of the homebuying process, according to the National Association of Realtors.

«Newly listed

The Oil Tank Conundrum

Many homebuyers fail to consider the potential risks of purchasing a property that currently includes, or in the past has included, underground and aboveground oil storage tanks. Buyers who are told that the home heating system was converted from oil to gas also may not pursue the subject further. This is a huge

Real Property Tax Liens: There’s Money to Be Made, But Is It Right for You?

A few days ago on the radio, a pitchman proclaimed that people could make big bucks by buying property tax liens. Just call the 800 number for your free tax lien kit, attend the live training event where you’ll receive a $20 Visa gift card and you’re on your way!

But not so fast! What is a

Yes, You Can Buy a Home While Paying Off Student Loan Debt—but Should You?

By now, you have probably heard of the student loan crisis. Millions of Americans emerge from higher education weighed down by thousands (sometimes hundreds of thousands) of dollars of debt. Perhaps you are one of these people.

Being in debt can change the way you look at finances.

Four Tips to Flip the Switch to a More Beautiful Home

(StatePoint) The average home has 45 light sockets which means you probably have more light bulbs than just about any home product, and yet the lighting aisle can still be a daunting place. With the right knowledge, you can save money, protect the environment and bring the best features of your home to life.

Home Equities: Easy Come, Easy Go

A decade ago, when home values were soaring and real estate was booming, many homeowners took advantage by taking cash out from the equity in their home. Typically, the loan was structured as a Home Equity Line of Credit (aka “HELOC”), which functions very much like a typical consumer credit card. Specifically, a homeowner will

How to Prep Your Home for Sale

When you are so focused on your move and quite possibly grieving the idea of moving, it can be tough to look at your current home and prep for that sale. Deciding to sell your home is a big deal. You are closing one chapter of your life and literally shutting the door on it—or at least you will after some lucky buyer meets your

The Banker’s Mortgage Banker of Choice

I recently closed a new home purchase loan for a first time home buyer that made me very proud. He wasn’t a regular first time home buyer, and he wasn’t a regular client. This applicant was actually a senior lending officer at a small regional bank (to be left unnamed). He was referred to me by friend as he was trying

Land Use Moratoria—A Growing Trend in Our Region

As population density increases, local governments have become increasingly motivated to temporarily halt developmental progression by the use of building moratoria. One common use of moratoria ordinances in our area is to preserve the status quo by stopping construction for a defined period of time while municipalities rework

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