(StatePoint) The average home has 45 light sockets which means you probably have more light bulbs than just about any home product, and yet the lighting aisle can still be a daunting place. With the right knowledge, you can save money, protect the environment and bring the best features of your home to life.
A decade ago, when home values were soaring and real estate was booming, many homeowners took advantage by taking cash out from the equity in their home. Typically, the loan was structured as a Home Equity Line of Credit (aka “HELOC”), which functions very much like a typical consumer credit card. Specifically, a homeowner will
When you are so focused on your move and quite possibly grieving the idea of moving, it can be tough to look at your current home and prep for that sale. Deciding to sell your home is a big deal. You are closing one chapter of your life and literally shutting the door on it—or at least you will after some lucky buyer meets your
I recently closed a new home purchase loan for a first time home buyer that made me very proud. He wasn’t a regular first time home buyer, and he wasn’t a regular client. This applicant was actually a senior lending officer at a small regional bank (to be left unnamed). He was referred to me by friend as he was trying
As population density increases, local governments have become increasingly motivated to temporarily halt developmental progression by the use of building moratoria. One common use of moratoria ordinances in our area is to preserve the status quo by stopping construction for a defined period of time while municipalities rework
Once you leave the workforce, you likely have some goals you want to accomplish. For many, these goals are easier accomplished after downsizing, or moving into a smaller, more maintainable home.
There are many paths people can take to downsizing their homes, but one opportunity seniors
One of the most underrated challenges in a mortgage qualification is how funds are documented. What might seem to be a very straight forward process, ends up causing countless delays to a mortgage closing - and sometimes prevents it from happening altogether. Regardless of whether one is looking to buy a home or refinance
Talbieh is a charming, centrally located, upscale Jerusalem neighborhood. It originally comprised large private houses owned by wealthy Christian Arab families, most of whom lived in neighboring countries and spent their vacations in Jerusalem.
After the establishment of the
(StatePoint) Interior upgrades should make a big impact -- adding style and comfort to your home. They should also last a long time, even if you have a busy household, with lots of foot traffic.
To add both form and function to your living spaces, consider the following ideas.
Most Americans are familiar with the concept of eminent domain, which is generally defined as the government’s right to take private property for a public purpose, provided that just compensation is provided to the property owner. Put another way, eminent domain is the government’s power to take private property and convert it to public
Yes, I know many of you can have a home and a mocha latte, and that you don’t have to choose between them. I also know many of you would choose the mocha latte over the home. Some of you may be currently in school, or newly working with a fixed salary, or newly self-employed, and have no rich relatives to go to (or rich
Before closing on a house, it’s important to make sure it’s in good condition and free of any major flaws. That’s where a home inspection comes in.
While not necessarily required, most real estate agents advise clients to hire an inspector to check out the property before any decisions