I am thinking of buying a home. What should be my first steps?
The first thing is to be qualified by a mortgage broker to determine what you can really afford together with taxes, home insurance, and monthly mortgage payments. There is no point, falling in love with homes
Your family is getting bigger and now you want a bigger home, or your kids are married or have relocated and now you want to downsize. Time to juggle, but pay attention so you don’t drop the balls.
The two important questions you should ask yourself when you want to sell your current residence
The German Colony is an exciting and upscale Jerusalem neighborhood. It is famous for its main thoroughfare Emek Refaim, which is one of the city’s most popular streets, bustling with activity and boasting cafes, restaurants and trendy boutiques.
Bustling Emek Refaim (Photo: CC-BY-SA Avishai
Hashmonaim, located on the outskirts of Modiin, is a popular community for English-speaking olim (immigrants). Its appeal emanates from the town’s warm, close-knit, “small town” environment and its excellent central location.
Also known as Ramat Modiin, Hashmonaim was established
There are common issues that create difficulties for prospective borrowers. Recognizing these issues can be the difference between getting approved for a mortgage or not. It can also be the difference between getting a better rate or having a wider choice of products, rather than being limited to more restrictive products and higher rates
Tzur Hadassah is one of Jerusalem’s suburbs and is undergoing a major expansion. Nestled in the Judean Hills within Israel’s “green line,” the community is just a short drive to Hadassah’s Ein Kerem medical center and eight miles from Jerusalem’s city limits. Interestingly, it is gaining the attention of many young
Or, Why a mortgage is not just about a rate
There are many variables that go into each and every mortgage deal, and every deal is unique unto the borrower. The helpful guidelines below will help you better understand the components of a rate quote and the effects on pricing.
Givat Shmuel is a city located in Israel’s “Mercaz”—or central district—and is the largest and fastest-growing community of English-speaking students, young professionals, and newly married olim. By studying its history, location, and dynamics, we can understand how Givat Shmuel has become a hub for this important
When you apply for a mortgage loan, avoiding the obstacles below will help minimize any delays during the mortgage process and lead to a smoother, quicker closing (also, forewarned is forearmed).
1. Don’t change your job, quit, or become self-employed before you apply for or during the processing of your mortgage. Job security and consistency are key
A few years ago, my client wanted to buy an apartment through an Acquisition Group. However, his attorney dissuaded him from participating. Interestingly, over the past few months, a number of my clients joined Acquisition Groups in Modiin and central Jerusalem. What is an Acquisition Group (AG), what are the risks, and when is it