Monday, October 23, 2017

Real Estate

The Oil Tank Conundrum

Many homebuyers fail to consider the potential risks of purchasing a property that currently includes, or in the past has included, underground and aboveground oil storage tanks. Buyers who are told that the home heating system was converted from oil to gas also may not pursue the subject further. This is a huge

Real Property Tax Liens: There’s Money to Be Made, But Is It Right for You?

A few days ago on the radio, a pitchman proclaimed that people could make big bucks by buying property tax liens. Just call the 800 number for your free tax lien kit, attend the live training event where you’ll receive a $20 Visa gift card and you’re on your way!

But not so fast! What is a

Yes, You Can Buy a Home While Paying Off Student Loan Debt—but Should You?

By now, you have probably heard of the student loan crisis. Millions of Americans emerge from higher education weighed down by thousands (sometimes hundreds of thousands) of dollars of debt. Perhaps you are one of these people.

Being in debt can change the way you look at finances.

Four Tips to Flip the Switch to a More Beautiful Home

(StatePoint) The average home has 45 light sockets which means you probably have more light bulbs than just about any home product, and yet the lighting aisle can still be a daunting place. With the right knowledge, you can save money, protect the environment and bring the best features of your home to life.

Home Equities: Easy Come, Easy Go

A decade ago, when home values were soaring and real estate was booming, many homeowners took advantage by taking cash out from the equity in their home. Typically, the loan was structured as a Home Equity Line of Credit (aka “HELOC”), which functions very much like a typical consumer credit card. Specifically, a homeowner will

How to Prep Your Home for Sale

When you are so focused on your move and quite possibly grieving the idea of moving, it can be tough to look at your current home and prep for that sale. Deciding to sell your home is a big deal. You are closing one chapter of your life and literally shutting the door on it—or at least you will after some lucky buyer meets your

The Banker’s Mortgage Banker of Choice

I recently closed a new home purchase loan for a first time home buyer that made me very proud. He wasn’t a regular first time home buyer, and he wasn’t a regular client. This applicant was actually a senior lending officer at a small regional bank (to be left unnamed). He was referred to me by friend as he was trying

Land Use Moratoria—A Growing Trend in Our Region

As population density increases, local governments have become increasingly motivated to temporarily halt developmental progression by the use of building moratoria. One common use of moratoria ordinances in our area is to preserve the status quo by stopping construction for a defined period of time while municipalities rework

Three Reasons to Downsize in Retirement

Once you leave the workforce, you likely have some goals you want to accomplish. For many, these goals are easier accomplished after downsizing, or moving into a smaller, more maintainable home.

There are many paths people can take to downsizing their homes, but one opportunity seniors

Show Me the Money

One of the most underrated challenges in a mortgage qualification is how funds are documented. What might seem to be a very straight forward process, ends up causing countless delays to a mortgage closing - and sometimes prevents it from happening altogether. Regardless of whether one is looking to buy a home or refinance

Jerusalem Real Estate: Intrigue and Irony

Talbieh is a charming, centrally located, upscale Jerusalem neighborhood. It originally comprised large private houses owned by wealthy Christian Arab families, most of whom lived in neighboring countries and spent their vacations in Jerusalem.

After the establishment of the

Durable Décor Upgrades That Add Comfort and Style to Your Home

(StatePoint) Interior upgrades should make a big impact -- adding style and comfort to your home. They should also last a long time, even if you have a busy household, with lots of foot traffic.

To add both form and function to your living spaces, consider the following ideas.

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